Current Kenyan money market fund and personal finance guides.https://mmfskenya.com/https://mmfskenya.com/kenya-interest-rates-today/https://mmfskenya.com/kenya-interest-rates-today/Kenya interest rates today: the Central Bank Rate is 8.75%, the 91-day Treasury bill 8.56%, and banks lend at 14.69% while paying savers 3.31%. The full dashboard, explained.Mon, 08 Jun 2026 00:00:00 GMThttps://mmfskenya.com/kenya-bank-interest-rates/https://mmfskenya.com/kenya-bank-interest-rates/Kenya bank interest rates today: banks charge an average 14.69% to lend but pay just 3.31% on a savings account (and 6.88% on deposits). What that means for your money, and the simple fix.Mon, 08 Jun 2026 00:00:00 GMThttps://mmfskenya.com/kenya-money-and-rates-dashboard/https://mmfskenya.com/kenya-money-and-rates-dashboard/Kenya interest rates and money dashboard: the Central Bank Rate is 8.75%, inflation 6.68%, the 91-day Treasury bill 8.56%, top money market fund 12.80%. Every key rate today, in one place.Mon, 08 Jun 2026 00:00:00 GMThttps://mmfskenya.com/where-to-invest-100k-kenya/https://mmfskenya.com/where-to-invest-100k-kenya/Where to invest 100k in Kenya: a bank savings account earns about KES 2,814 a year on KES 100,000, a money market fund about KES 7,735. The real shilling math on every option.Mon, 08 Jun 2026 00:00:00 GMThttps://mmfskenya.com/best-money-market-fund-in-kenya-how-to-choose/https://mmfskenya.com/best-money-market-fund-in-kenya-how-to-choose/With dozens of money market funds in Kenya, which is best? There is no single winner. The criteria that actually matter: yield, size, liquidity, fees, manager.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/compound-interest-explained-kenya/https://mmfskenya.com/compound-interest-explained-kenya/Compound interest is money's closest thing to magic, your interest earns interest, which earns more. How it works, a clear Kenyan example, and why time wins.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/forex-and-crypto-trading-in-kenya-honest-truth/https://mmfskenya.com/forex-and-crypto-trading-in-kenya-honest-truth/Forex and crypto ads promise quick riches and passive income. The honest reality, most traders lose. Here is the truth, and what actually builds wealth.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/emergency-fund-kenya-how-much-where/https://mmfskenya.com/emergency-fund-kenya-how-much-where/The most important pot of money you will ever build is the one that stops a bad day becoming a Fuliza debt. How much you need, where to keep it, and why an MMF.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-is-money-market-fund-interest-taxed-in-kenya/https://mmfskenya.com/how-is-money-market-fund-interest-taxed-in-kenya/Yes, your MMF interest is taxed, 15% withholding. But the good news most Kenyans miss is that it is handled for you, it is final, and you never file a thing.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-saccos-work-in-kenya-vs-mmf/https://mmfskenya.com/how-saccos-work-in-kenya-vs-mmf/Everyone seems to be in a SACCO, building deposits and taking cheap loans. How SACCOs actually work, the loan multiplier, the dividends, and SACCO vs an MMF.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-budget-on-a-kenyan-salary/https://mmfskenya.com/how-to-budget-on-a-kenyan-salary/You do not need a bigger salary to start investing. You need to find the money already leaking out of the one you have. A simple Kenyan budget to free up cash.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-buy-shares-on-the-nse-kenya/https://mmfskenya.com/how-to-buy-shares-on-the-nse-kenya/Ready to own a piece of Kenya's biggest companies? How to buy shares on the NSE, the CDS account, the brokers, the costs, and the honest rules for your wealth.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-buy-treasury-bonds-in-kenya-dhowcsd/https://mmfskenya.com/how-to-buy-treasury-bonds-in-kenya-dhowcsd/Treasury bonds pay you income every six months for years, and infrastructure bonds pay it tax-free. How to buy them on DhowCSD, and when an MMF is smarter.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-get-out-of-debt-in-kenya/https://mmfskenya.com/how-to-get-out-of-debt-in-kenya/Fuliza, M-Shwari, KCB, Tala. If loan apps have you in a monthly cycle, the honest math on why clearing that debt beats investing, and a plan to break free.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-buy-treasury-bills-in-kenya-dhowcsd/https://mmfskenya.com/how-to-buy-treasury-bills-in-kenya-dhowcsd/Treasury bills once seemed reserved for banks alone. Now any Kenyan with KES 50,000 can lend to the government via DhowCSD. How, and when an MMF is easier.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-open-a-money-market-fund-account-in-kenya/https://mmfskenya.com/how-to-open-a-money-market-fund-account-in-kenya/You have decided to start. Now what? Opening a money market fund in Kenya takes about 15 minutes from your phone. The step-by-step, the KYC, and how to fund it.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-read-a-kenyan-mmf-rate/https://mmfskenya.com/how-to-read-a-kenyan-mmf-rate/One site says Sanlam pays 9%, another 15%, for the same fund. Neither is lying. Read a Kenyan MMF rate, gross vs net and the 15% tax, and compare right.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-save-for-school-fees-kenya/https://mmfskenya.com/how-to-save-for-school-fees-kenya/School fees and big bills are predictable, so they should never catch you short. The sinking-fund method, save monthly into a liquid MMF and be ready in time.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-spot-investment-scams-in-kenya/https://mmfskenya.com/how-to-spot-investment-scams-in-kenya/Kenyans lose billions to investment scams. The red flags of Ponzi, pyramid and fake-forex schemes, and how to check a deal is real before you invest a shilling.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/how-to-start-a-chama-investment-group-in-kenya/https://mmfskenya.com/how-to-start-a-chama-investment-group-in-kenya/A chama without a constitution is a group chat with a bank account. How to start one that builds wealth, the rules, the roles, and where to park the cash.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/inflation-in-kenya-why-your-money-shrinks/https://mmfskenya.com/inflation-in-kenya-why-your-money-shrinks/Your shilling buys less every year. With Kenya's inflation near 6.7%, cash and low-rate bank accounts quietly lose value. How it works, and how to beat it.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/is-a-money-market-fund-safe-in-kenya/https://mmfskenya.com/is-a-money-market-fund-safe-in-kenya/Scared to move money into an MMF after hearing people lost everything? The honest truth about MMF safety in Kenya, and how to spot a real fund from a scam.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/kenya-money-and-investing-guide-library/https://mmfskenya.com/kenya-money-and-investing-guide-library/Every guide to go from debt to financial freedom in Kenya, in one place. Budgeting, money market funds, T-bills, SACCOs, shares, retirement, and more. All free.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/kenya-money-market-fund-industry-size-and-growth/https://mmfskenya.com/kenya-money-market-fund-industry-size-and-growth/In 2018 Kenyans held KSh 56 billion in collective investment schemes. By end-2025 it was KSh 756 billion, led by money market funds. The data behind the boom.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/largest-money-market-funds-in-kenya-by-aum/https://mmfskenya.com/largest-money-market-funds-in-kenya-by-aum/Everyone quotes the yield when picking a money market fund. But assets under management shows how much other Kenyans trust it. The AUM ranking, explained.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/passive-income-in-kenya-what-works/https://mmfskenya.com/passive-income-in-kenya-what-works/Everyone wants passive income, but most online ideas are neither passive nor real. The honest options that actually work in Kenya, and the hype worth skipping.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/money-market-fund-vs-fixed-deposit-kenya/https://mmfskenya.com/money-market-fund-vs-fixed-deposit-kenya/Your bank is pushing a fixed deposit, but is it better than a money market fund? The honest head-to-head on rates, lock-in, minimums and access for Kenyans.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/retirement-planning-kenya-nssf-pensions/https://mmfskenya.com/retirement-planning-kenya-nssf-pensions/If your retirement plan is NSSF will sort me out, here is the uncomfortable truth and the better options. NSSF, pensions, tax relief, and your Freedom Date.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/start-here-mmfs-and-investing-in-kenya/https://mmfskenya.com/start-here-mmfs-and-investing-in-kenya/New to money market funds and investing in Kenya and unsure where to begin? This is your map, the journey in order, from clearing debt to your Freedom Date.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/usd-dollar-money-market-funds-in-kenya/https://mmfskenya.com/usd-dollar-money-market-funds-in-kenya/Should you save in dollars as the shilling slides? USD funds pay less than shilling funds but in a steadier currency. Who they suit, and who they do not.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/what-is-a-money-market-fund-kenya/https://mmfskenya.com/what-is-a-money-market-fund-kenya/The low-risk, accessible investment most Kenyans should start with. What a money market fund is, how it works, what it pays, and who it suits, explained simply.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/where-to-put-your-money-in-kenya/https://mmfskenya.com/where-to-put-your-money-in-kenya/Your uncle says land, your SACCO says join, your banker says fixed deposit, your friend says an MMF. Everyone is confident, nobody agrees. The honest answer.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/your-freedom-date-mmf-kenya/https://mmfskenya.com/your-freedom-date-mmf-kenya/Most people save with no finish line, so the saving quietly stops. Your Freedom Date is the day your MMF income covers your monthly expenses. The math.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/ziidi-money-market-fund-mpesa-explained/https://mmfskenya.com/ziidi-money-market-fund-mpesa-explained/Ziidi lets you invest in a money market fund straight from M-PESA, from KES 100. How it works, who runs it, what it really pays, and the honest pros and cons.Sun, 07 Jun 2026 00:00:00 GMThttps://mmfskenya.com/best-money-market-fund-rates-in-kenya/https://mmfskenya.com/best-money-market-fund-rates-in-kenya/Every Kenyan money market fund ranked by yield, refreshed weekly from the industry table. See which fund pays the most right now, and how to read the rate.Fri, 05 Jun 2026 00:00:00 GMThttps://mmfskenya.com/historical-money-market-fund-yields-kenya/https://mmfskenya.com/historical-money-market-fund-yields-kenya/How Kenyan money market fund yields have moved over the past year, with the industry-average trend, the funds that led longest, and the biggest movers.Fri, 05 Jun 2026 00:00:00 GMThttps://mmfskenya.com/retire-your-parents/https://mmfskenya.com/retire-your-parents/Stop treating family support as a monthly expense. Learn how to build a Parent Fund to escape black tax, using passive interest to cover their needs forever.Thu, 04 Jun 2026 00:00:00 GMThttps://mmfskenya.com/salary-negotiation/https://mmfskenya.com/salary-negotiation/Wed, 03 Jun 2026 00:00:00 GMThttps://mmfskenya.com/undervalued-dividend-stocks-nse-kenya/https://mmfskenya.com/undervalued-dividend-stocks-nse-kenya/Undervalued dividend stocks on the NSE: which Kenyan companies pay a high dividend yield AND trade below their book value (P/B under 1.0). The current screen, as of 29 May 2026.Fri, 29 May 2026 00:00:00 GMThttps://mmfskenya.com/kenya-inflation-rate-history/https://mmfskenya.com/kenya-inflation-rate-history/The current Kenya inflation rate is 6.68% (12-month CPI), as of May 2026. The full history, what it means for your savings and money market fund returns, and how it compares to interest rates.Fri, 01 May 2026 00:00:00 GMThttps://mmfskenya.com/kenya-central-bank-rate-history/https://mmfskenya.com/kenya-central-bank-rate-history/The current Kenya Central Bank Rate (CBR) is 8.75%, set 10 February 2026. The full history of every MPC decision, plus what the CBR means for your loans, savings and MMF returns.Tue, 10 Feb 2026 00:00:00 GMT