Kenya Interest Rates Dashboard: Every Key Rate Today

By Nash ·5 min read ·Updated 8 Jun 2026

Important

Executive Summary:

• Kenya’s key rates today: Central Bank Rate 8.75%, inflation 6.68%, 91-day Treasury bill 8.56%, top money market fund 12.80%.
• The one test that matters: is your money earning more than inflation (6.68%)? A bank savings account (about 3.31%) is losing real value; a money market fund (averaging 9.10%) is beating it.
• Every rate below comes from the official source and links to the full pillar with history and context.

There is no single place in Kenya to see every rate that touches your money. The Central Bank publishes some, the financial press others, the bourse the rest. This dashboard pulls the ones that matter into one table, each linked to a full breakdown, so you can answer the only question that counts in ten seconds: is your money growing faster than prices are rising?

Kenya interest rates today, at a glance

What it all means together

These numbers are not separate. They move as a chain, and reading them together tells you what to do with your money:

• The Central Bank Rate (8.75%) sets the tone. When the CBK raises it to fight inflation, Treasury bills and money market funds pay more; when it cuts, they pay less. See the CBR history.
• Inflation (6.68%) is the hurdle. Any return below it loses you purchasing power. A bank savings account at 3.31% gives a real return of about -3.37% (i.e. it shrinks your money).
• The money market fund is the easy win. The top fund pays 12.80% and the field averages 9.10%, comfortably above both inflation and the 91-day Treasury bill (8.56%) it largely holds. That is the simplest way for a Kenyan to earn a real return on cash.
• Dividend stocks are the growth rung above it. KCB Group screens as a value-and-income pick (9.90% yield, trading at 0.70x book), but with real capital risk. See the full NSE screen.

The simple order for your money

1. Clear expensive debt first. With banks lending at about 14.69%, no safe investment beats paying off a costly loan.
2. Build a liquid base in a money market fund that beats inflation and stays liquid within 24 hours (up to M-PESA daily limits).
3. Then add growth (dividend stocks, longer bonds) only with money you will not need soon.

Frequently Asked Questions

What are the current interest rates in Kenya? Today: the Central Bank Rate is 8.75%, inflation is 6.68%, the 91-day Treasury bill is 8.56%, and the top money market fund pays 12.80% (the field averages 9.10%). Bank lending averages 14.69% and savings 3.31%.

Is my money beating inflation? Inflation is 6.68%. If your savings earn less than that, they are losing value in real terms. A bank savings account (about 3.31%) is below inflation; a money market fund (averaging 9.10%) is above it.

Where do these rates come from? The Central Bank of Kenya (the CBR, T-bill, inflation, bank rates), the Business Daily industry table via Cytonn (money market fund yields), and Cytonn’s equity coverage (the NSE dividend/value screen). Each row links to the full pillar with its source and history.

Keep reading: dig into the best MMF rates, the Central Bank Rate, Kenya’s inflation rate, interest rates today, or the undervalued NSE dividend stocks.

Sources: Central Bank of Kenya; the Business Daily industry table (via Cytonn); Cytonn equities coverage. Figures are point-in-time and refreshed from each pillar’s dataset. Not investment advice. This dashboard is regenerated from the local data layer.

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